What type of loan programs does Everest Blue Capital offer?

We offer a comprehensive suite of investment programs including DSCR, Foreign National loans, 2-8 Unit Mixed Use, 5-40 Unit Multifamily, Bridge loans, and Fix-Flip , Ground-up Construction programs.

Do I need to provide personal income documents for a DSCR loan?

No. Our DSCR (Debt Service Coverage Ratio) program is designed for real estate investors and requires NO income docs or tax returns. We qualify the loan based on the property's rental income.

What are the eligibility criteria for obtaining a loan?

Eligibility is primarily based on the property’s cash flow (for DSCR), your credit history (typically 660+), and the property type. We focus on Non-Owner Occupied investment properties.

How do I apply for a loan?

You can apply for a loan by contacting us, or working with an approved broker.

What documents do I need to get started?

While requirements vary, we typically need your credit report, personal ID, bank statements for liquidity verification, and property insurance details.

What interest rates do you offer?

Rates are competitive and depend on market trends, loan type (Fixed vs. ARM), LTV, and credit score. Contact us for a real-time quote tailored to your specific scenario.

Are there any fees if I decide to withdraw my application?

No, you can withdraw your case with no extra fees from Everest Blue Capital. We prioritize flexibility for our clients.

How long does it take to close a loan?

Our typical closing cycle is 30-45 days. However, for urgent investment needs, we can close as fast as 21 days with premium processing.

Is my personal information secure when applying?

Yes. We use advanced encryption and industry-standard security protocols to ensure your personal and financial information is fully protected throughout the process.

Can I make early Repayment?

Yes, you can make early repayments. Check your loan agreement for specific terms.