DSCR Prime 30 Year Mortgage – Everest Blue Capital

DSCR Prime Program

NO Income Docs Required. Expanded loan sizes and flexible credit tiers for real estate investors.

Loan Purpose

  • Purchase
  • Rate/Term Refinance
  • Cash-Out Refinance

Loan Term

  • 30 Year Fixed Rate
  • 5/6 ARM

Loan Amount

  • $100,000 up to $3 Million

Loan to Value (LTV)

  • Up to 80%

Minimum Credit Score

  • 640

Minimum DSCR

  • None — No-Ratio allowed

Property Type

  • Non-Owner Occupied

Eligible Property Types

  • Single Family Residence (SFR)
  • 2 to 4 Unit Properties
  • PUDs
  • Warrantable Condos
  • Non-Warrantable Condos
  • Townhouses

Eligible Borrowers

  • U.S. Citizens / Permanent Resident Aliens
  • Non-Permanent Resident Aliens
  • LLCs

Key Features & Detail

  • Designed for investment properties.
  • Larger loan sizes — up to $3 Million.
  • Credit scores accepted from 640.
  • Adjustable and fixed-rate loans.
  • Simplified, no-income verification process.
  • Default lock period: 30 days; rates are floating until locked.