DSCR 30 Year Mortgage – Everest Blue Capital

DSCR Program

NO Income Docs Required. Designed to assist real estate investors in financing.

Loan Purpose

  • Purchase
  • Rate/Term Refinance
  • Cash-Out Refinance

Loan Term

  • 30 Year Fixed Rate
  • 5/6 ARM
  • 3/6 ARM

Loan Amount

  • Up to $3 Million

Loan to Value (LTV)

  • Up to 80%

Minimum Credit Score

  • 660

Minimum DSCR

  • None

Property Type

  • Non-Owner Occupied

Eligible Property Types

  • Single Family Residence (SFR)
  • 2 to 4 Unit Properties
  • PUDs
  • Condos
  • Townhouses

Eligible Borrowers

  • U.S. Citizens / Permanent Resident Aliens
  • Non-Permanent Resident Aliens
  • LLCs

Key Features & Detail

  • Designed for investment properties.
  • Streamlined application with fast turnaround times.
  • Rates are floating until locked.
  • Default lock period: 30 days.
  • Adjustable and fixed-rate loans.
  • Simplified, no-income verification process.
  • Additional points for rate buydown.
  • Flexible terms for property investors who prioritize speed and flexibility.